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@  lazybugger : (22 October 2017 - 01:30 PM)

Certainly not legit, is it totally safe? Probably if you've no existing conditions, many folk buy and use it without any apparent serious side effect

@  Red Guy : (22 October 2017 - 01:19 PM)

No

@  samthedog : (22 October 2017 - 12:58 PM)

guys the street sellers of tadafil viagar etc in angeles is it legit and safe?

@  funlife : (22 October 2017 - 11:08 AM)

Fuji building in hong kong looks good

@  mi tasol : (22 October 2017 - 10:28 AM)

Raining and heading back to walking street

@  mi tasol : (22 October 2017 - 09:41 AM)

Currently having drinks at perimeter..

@  mi tasol : (22 October 2017 - 09:41 AM)

@statusquo..no worries about the coffee, glad you enjoyed it...

@  Iamdawon : (22 October 2017 - 06:35 AM)

I just commented oh her u friends with her? I know her n left it at that lol. Luckily no follow up comment so good news there

@  Iamdawon : (22 October 2017 - 06:26 AM)

Laying in hotel with my girl. Watching YouTube with her n wondering now what to do when u see her fb message pops up while watching. N u know that girl but she said she don’t want see me ever

@  statusquo : (22 October 2017 - 05:55 AM)

@mi tasol speaking from experience are we? lol Thanks for that coffee again btw that was awesome. Something I won't forget.

@  mi tasol : (22 October 2017 - 04:44 AM)

Thats safer than looking at teen girls..

@  Mentalist : (22 October 2017 - 04:24 AM)

@mi tasol dead right. i made off before the pulis came. went to an oval and wacked golf balls

@  mi tasol : (22 October 2017 - 04:09 AM)

Hi from AC...sitting down for breakfast after a big first night..

@  mi tasol : (22 October 2017 - 04:08 AM)

@mentalist...you can almost get locked up in Oz for that..

@  Spoiler : (22 October 2017 - 04:08 AM)

Houston Knocks off the Yankees to finish the Season in Second place after the Dodgers beat them in the series. (in 5)

@  Mentalist : (22 October 2017 - 02:07 AM)

was checking out some teenies at the traffic lights just now, and they gave me a greasy look. i forgot where i was and that im nearly 40. damn i miss angeles. the reply there would be "come to my bar" or "i go with you"

@  Evilfriar : (22 October 2017 - 12:52 AM)

lol your kidding lol Koreans in lol AC? lol

@  Iamdawon : (21 October 2017 - 05:54 PM)

Lot of Koreans in Angeles lol. Even Korean guys took turns squirting water guns at the girls at the scorebird wet t shirt contest lol

@  downhiller99 : (21 October 2017 - 03:31 PM)

@pitstop No idea, but heard the contest winner got 40,000 from DH. This after several different pageants over several weeks which resulted in the grand prize.

@  pitstop : (21 October 2017 - 02:43 PM)

@downhiller. How much of the P50,000 does the girl get?



Photo

Philippines Atm Bank Charges


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34 replies to this topic

#26 OFFLINE   TheCatFish

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Posted 28 August 2013 - 06:32 AM

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

 

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  




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#27 ONLINE   scuba539

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Posted 29 August 2013 - 03:08 AM

So you use xoom.com to transfer to a local PI bank account in your name mate?


No I just transfer it to myself and go to BDO in SM mall with 2 pieces of picture ID (Passport, drivers license, I-Card, etc...) and pick up the cash. I can then watch the exchange rate and exchange as little or as much as I want when it is favorable.

#28 OFFLINE   lolo

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Posted 29 August 2013 - 07:06 AM

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  

 

You need to have a GOLD account before Citi will wave the fees.  If you are from the States make sure everything is in writing and never go below the gold card limit.



#29 ONLINE   Tukaram

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Posted 29 August 2013 - 08:07 AM

Do you need a ACR card to open your account?

Every bank seems different.  At first i opened an account at BDO - from online recommendations.  Every branch I asked had different rules for opening accounts.  That should have been a clue... they all said I had to have an ACR - then they said I had to open a joint account with a local (used my girlfriend).  I was not happy with their service and attitudes.  I talked to some expats and they all said BDO sucks - go with BPI.

 

So I went to BPI and all they asked for was my passport, and p5,000 for an opening balance.  I opened a dollar account and a peso account so I can XOOM or WU myself money in dollars to avoid the horrid exchange rates from XOOM or WU.  Then x-fer between accounts when the rate looks good.  Only thing I don't like is the dollar account can't have an ATM.  But I really only plan to hold a little money there and x-fer it to the peso account as needed.  My real account is USAA and my money will stay in the US!



#30 OFFLINE   hampshire1

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Posted 03 September 2013 - 08:22 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

 

How do you get money into a PI bank account, is there not charges when you transfer money from your home country



#31 OFFLINE   kokomolade

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Posted 03 September 2013 - 09:20 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

+1 Attached File  Metrobank.JPG   87.26KB   8 downloads

 

Do you need a ACR card to open your account?

 

If you deposit a substancial amount (200kp min), you only need a passport. When i opened this Metrobank acc they just asked for a Bgy clearance to verify my adress but an electric bill would have been sufficient.

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

My gf (nr77 :WinkGrin1: ) have used Landbank last 6 years. No fees wherever she go in Phils but in some pesky small cities thers a max 4000p withdrawal each try.

 

Hampshire1, on 03 Sept 2013 - 10:22 PM, said:

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Ordinary bank to bank online transaction. Cost me 900p each. I transfer my pension every month i'm in Phils.



#32 OFFLINE   Bushdoctor

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Posted 03 September 2013 - 09:41 PM

THE ULTIMATE WORLD WIDE MONGERING CARD

All of these possibilities are OK, but don't forget that even if your bank of choice doesn't charge an ATM fee, the ATM you actually use will, if it's not a specified one or a branch. Also they almost all charge a bank fee, or foreign transaction fee.

I'm speaking from the perspective being a citizen of the USA, but if you get a Charles Schwab investor checking account they will never charge an ATM fee, they never charge a bank or transaction fee, they always reimburse for any ATM fees (there is no limit), at any bank or Credit Union, anywhere in the world. There is no account fee, there is no minimum fee. You can add your current Us bank as an external account and easily transfer money online. It is the ultimate world wide mongering card. As a bonus you get better exchange rates than you do at the currency exchange businesses. They pay what you see posted at www.visa.com, since they carry the visa logo.

To check current exchange rates go to www.visa.com, select your country, then go to the search bar and enter "currency", a currency converter option will pop up, click on the pop up and then enter zero for bank fee, and put in your country of choice.
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#33 ONLINE   Chris in Makati

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Posted 04 September 2013 - 01:26 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Depending on which banks you use there may or may not be charges involved. If there is, they're usually a fixed amount ranging from around US$10 to $25. To make it cost effective you need to send a large enough amount that the charges are small in relation to the amount sent.



#34 OFFLINE   kantutero

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Posted 04 September 2013 - 04:38 PM

Metrobank in US charges $7 per remittance to Piso account in PI and gives good forex rate, about .25 off the listed rate online.  I think BPI and PNB are similar (have offices in US for remittances). 


Edited by kantutero, 04 September 2013 - 04:38 PM.


#35 ONLINE   Tukaram

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Posted 05 September 2013 - 01:09 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

It depends on if it is a dollar account or a peso account.  You can use XOOM or Western union for either account type but the charges are different.  Currently XOOM is $4.99 to x-fer dollars into a peso account - but the exchange rate sucks!  Western Union offers a no fee x-fer if done online direct to a bank.  They make money on the exchange fee but give a better rate than XOOM.  Western Union dollars to a dollar account is $7.99 because they make no exchange fee.

 

You can call your bank and do a wire transfer but I have never tried it because the time difference makes it weird to call the US and I just have been to lazy to look into it.  I don't know what the fees would be for my bank.

 

I just set up a dollar & peso account at BPI and will write a check from my American bank and deposit it in my dollar account here.  I can watch the exchange rates and withdraw my dollars and convert to pesos when I get a better rate.  Takes some planning (check takes 21 days to clear) but as I am retired here I got nothing but time!






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