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@  tequilareef : (27 September 2016 - 05:02 AM)

As you guys should know we try to be transparent. As time goes by more people tend to try to play games. I hope our actions are consistent as I believe they are as well as they can be. Obviously we do make mistakes freely admitting them too

@  hoegaarden_p : (27 September 2016 - 04:58 AM)

seems some topics are taboo and/or frowned upon..Seems to have gotten worse as the years have gone by

@  doctor who : (27 September 2016 - 04:15 AM)

Kanttutero,, this is a forum , and if we had a topic blocked its a fare Question? dont you think,, Or should we only Pm the Team with secret Questions and let them Answer in secret replies, we used to call that the PURPLE Circle,,whats the point of having a forum if we can only PM the A,team

@  kantutero : (26 September 2016 - 06:05 PM)

Why not PM the moderator rather than draw attention to it here?

@  richie155 : (26 September 2016 - 03:14 PM)

what happened to the Lewis Yakich thread?

@  Rockman : (26 September 2016 - 01:07 PM)

Hah, no, all different girls lined up..

@  Mentalist : (26 September 2016 - 06:46 AM)

@Rockman and all 5 are the same girl? :Fuck_Knows:

@  MrAverage888 : (26 September 2016 - 05:56 AM)

Bus or private van; either way we can't avoid Manila traffic

@  Red Guy : (26 September 2016 - 04:52 AM)

But we can all agree Manila traffic sucks and so does most of its transportation

@  Red Guy : (26 September 2016 - 04:50 AM)

Another way to word it then would be What Westerner would work for 100 pesos for an hour or more? Or you could say spend an hour or more to earn the price of a beer in a bar in PI

@  MrAverage888 : (26 September 2016 - 03:29 AM)

I believe in doing what the Romans do in Rome

@  MrAverage888 : (26 September 2016 - 03:28 AM)

The latest time I checked the Philippines doesn't use dollars. Time and time again I see people using the line of "it's only a few dollars" in a country with a totally different currency

@  Red Guy : (26 September 2016 - 03:12 AM)

there are threads on the first two how about the other 3?

@  Rockman : (26 September 2016 - 02:44 AM)

I love facebook. Marla, Melody,Judy,Weylyn, Nadine,

@  Red Guy : (26 September 2016 - 01:02 AM)

Agreed Time and inconvenience is worth a lot to most people. Who would work for 1 dollar an hour?

@  Mentalist : (25 September 2016 - 11:53 PM)

@grahamuk more like his time and inconvenience, his choice. I dont know many people that would love to put up with shit in manila

@  grahamuk : (25 September 2016 - 11:42 PM)

His money. His choice. When you've earned it for him, you can tell him how to spend it.

@  Red Guy : (25 September 2016 - 11:30 PM)

A taxi is 3 or 4 dollars why would anyone even waste their time looking for cheaper options or to read reviews?

@  Mentalist : (25 September 2016 - 11:12 PM)

@MrAverage888 what did you expect? we're talking the difference of a few dollars to what, a dollar? my greatest cost is not being at work

@  MrAverage888 : (25 September 2016 - 09:47 PM)

Scrap that. The reviews are bad. May as well pay the 150-200 taxi fare to Pasay



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Philippines Atm Bank Charges


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34 replies to this topic

#26 OFFLINE   TheCatFish

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Posted 28 August 2013 - 06:32 AM

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

 

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  




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#27 OFFLINE   scuba539

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Posted 29 August 2013 - 03:08 AM

So you use xoom.com to transfer to a local PI bank account in your name mate?


No I just transfer it to myself and go to BDO in SM mall with 2 pieces of picture ID (Passport, drivers license, I-Card, etc...) and pick up the cash. I can then watch the exchange rate and exchange as little or as much as I want when it is favorable.

#28 OFFLINE   lolo

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Posted 29 August 2013 - 07:06 AM

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  

 

You need to have a GOLD account before Citi will wave the fees.  If you are from the States make sure everything is in writing and never go below the gold card limit.



#29 OFFLINE   Tukaram

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Posted 29 August 2013 - 08:07 AM

Do you need a ACR card to open your account?

Every bank seems different.  At first i opened an account at BDO - from online recommendations.  Every branch I asked had different rules for opening accounts.  That should have been a clue... they all said I had to have an ACR - then they said I had to open a joint account with a local (used my girlfriend).  I was not happy with their service and attitudes.  I talked to some expats and they all said BDO sucks - go with BPI.

 

So I went to BPI and all they asked for was my passport, and p5,000 for an opening balance.  I opened a dollar account and a peso account so I can XOOM or WU myself money in dollars to avoid the horrid exchange rates from XOOM or WU.  Then x-fer between accounts when the rate looks good.  Only thing I don't like is the dollar account can't have an ATM.  But I really only plan to hold a little money there and x-fer it to the peso account as needed.  My real account is USAA and my money will stay in the US!



#30 OFFLINE   hampshire1

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Posted 03 September 2013 - 08:22 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

 

How do you get money into a PI bank account, is there not charges when you transfer money from your home country



#31 OFFLINE   kokomolade

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Posted 03 September 2013 - 09:20 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

+1 Attached File  Metrobank.JPG   87.26KB   7 downloads

 

Do you need a ACR card to open your account?

 

If you deposit a substancial amount (200kp min), you only need a passport. When i opened this Metrobank acc they just asked for a Bgy clearance to verify my adress but an electric bill would have been sufficient.

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

My gf (nr77 :WinkGrin1: ) have used Landbank last 6 years. No fees wherever she go in Phils but in some pesky small cities thers a max 4000p withdrawal each try.

 

Hampshire1, on 03 Sept 2013 - 10:22 PM, said:

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Ordinary bank to bank online transaction. Cost me 900p each. I transfer my pension every month i'm in Phils.



#32 OFFLINE   Bushdoctor

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Posted 03 September 2013 - 09:41 PM

THE ULTIMATE WORLD WIDE MONGERING CARD

All of these possibilities are OK, but don't forget that even if your bank of choice doesn't charge an ATM fee, the ATM you actually use will, if it's not a specified one or a branch. Also they almost all charge a bank fee, or foreign transaction fee.

I'm speaking from the perspective being a citizen of the USA, but if you get a Charles Schwab investor checking account they will never charge an ATM fee, they never charge a bank or transaction fee, they always reimburse for any ATM fees (there is no limit), at any bank or Credit Union, anywhere in the world. There is no account fee, there is no minimum fee. You can add your current Us bank as an external account and easily transfer money online. It is the ultimate world wide mongering card. As a bonus you get better exchange rates than you do at the currency exchange businesses. They pay what you see posted at www.visa.com, since they carry the Visa logo.

To check current exchange rates go to www.visa.com, select your country, then go to the search bar and enter "currency", a currency converter option will pop up, click on the pop up and then enter zero for bank fee, and put in your country of choice.
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#33 OFFLINE   Chris in Makati

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Posted 04 September 2013 - 01:26 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Depending on which banks you use there may or may not be charges involved. If there is, they're usually a fixed amount ranging from around US$10 to $25. To make it cost effective you need to send a large enough amount that the charges are small in relation to the amount sent.



#34 OFFLINE   kantutero

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Posted 04 September 2013 - 04:38 PM

Metrobank in US charges $7 per remittance to Piso account in PI and gives good forex rate, about .25 off the listed rate online.  I think BPI and PNB are similar (have offices in US for remittances). 


Edited by kantutero, 04 September 2013 - 04:38 PM.


#35 OFFLINE   Tukaram

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Posted 05 September 2013 - 01:09 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

It depends on if it is a dollar account or a peso account.  You can use XOOM or Western union for either account type but the charges are different.  Currently XOOM is $4.99 to x-fer dollars into a peso account - but the exchange rate sucks!  Western Union offers a no fee x-fer if done online direct to a bank.  They make money on the exchange fee but give a better rate than XOOM.  Western Union dollars to a dollar account is $7.99 because they make no exchange fee.

 

You can call your bank and do a wire transfer but I have never tried it because the time difference makes it weird to call the US and I just have been to lazy to look into it.  I don't know what the fees would be for my bank.

 

I just set up a dollar & peso account at BPI and will write a check from my American bank and deposit it in my dollar account here.  I can watch the exchange rates and withdraw my dollars and convert to pesos when I get a better rate.  Takes some planning (check takes 21 days to clear) but as I am retired here I got nothing but time!






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