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@  grahamuk : (30 October 2014 - 09:37 PM) Everyone is shopping online these days.
@  tigermalt : (30 October 2014 - 09:04 PM) date in asia
@  bernie344 : (30 October 2014 - 08:05 PM) GOOSE
@  Geolytp : (30 October 2014 - 05:09 PM) Killing the GOLDEN Goose
@  manchesterla... : (30 October 2014 - 02:53 PM) Anyone want to share a cab from AC to NAIA Manila airport tomorrow afternoon? PM me.
@  MickeyAC : (30 October 2014 - 01:38 PM) Yes candy is real small about half the size of centauro. Not much in common between the two
@  the boss : (30 October 2014 - 01:31 PM) micrometer?
@  grahamuk : (30 October 2014 - 01:23 PM) Need to borrow a tape measure ?
@  PhillySteak : (30 October 2014 - 12:35 PM) point was YOU called the two raided bars both medium sized
@  Loverboy81 : (30 October 2014 - 12:15 PM) Candy is about a quarter the size of Ponytails. Anyway I was just saying they are after money making bars. That's all.
@  PhillySteak : (30 October 2014 - 12:00 PM) Candy would be considered a small bar less than half the size of Centauro @loverboy
@  NKnight : (30 October 2014 - 11:05 AM) Raiding season? They have been raiding an average of 2 bars a month for more than a year.
@  Flinty : (30 October 2014 - 10:22 AM) this latest round of raids is coming from outside of AC. Not age related... more about services rendered. Extortion doesn't have to make sense...it just has to be tolerated by the Mayor.
@  Loverboy81 : (30 October 2014 - 07:15 AM) I'm still wondering how they do this when they are the ones who certifies the girls.
@  Loverboy81 : (30 October 2014 - 07:13 AM) be careful in Angeles guys Raiding season there. Looks like they are going after the medium size bars first. They got Centauro and Candy in the past 2 days. Makes me want to cry.
@  Melanesian : (30 October 2014 - 04:58 AM) @Kinky i have bro
@  MrAverage888 : (30 October 2014 - 04:58 AM) She does spank the fuck outta me most nights. Got many bruises on the are
@  Kinky Kiwi : (30 October 2014 - 04:56 AM) Just get your girl to tie you up and blindfold you 888. That will keep the light out. It's actually quite enjoyable too :P
@  Kinky Kiwi : (30 October 2014 - 04:54 AM) About $60-$70 will. Not much around the $40 mark unless you want to commit to a week
@  MrAverage888 : (30 October 2014 - 04:54 AM) Curtains that shut out the light at all times? The Gramercy is one of those places that can be found on airbnb


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Philippines Atm Bank Charges


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34 replies to this topic

#1 OFFLINE   TheCatFish

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Posted 28 August 2013 - 06:32 AM

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

 

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  


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#2 OFFLINE   scuba539

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Posted 29 August 2013 - 03:08 AM

So you use xoom.com to transfer to a local PI bank account in your name mate?


No I just transfer it to myself and go to BDO in SM mall with 2 pieces of picture ID (Passport, drivers license, I-Card, etc...) and pick up the cash. I can then watch the exchange rate and exchange as little or as much as I want when it is favorable.
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#3 OFFLINE   lolo

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Posted 29 August 2013 - 07:06 AM

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  

 

You need to have a GOLD account before Citi will wave the fees.  If you are from the States make sure everything is in writing and never go below the gold card limit.


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#4 ONLINE   Tukaram

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Posted 29 August 2013 - 08:07 AM

Do you need a ACR card to open your account?

Every bank seems different.  At first i opened an account at BDO - from online recommendations.  Every branch I asked had different rules for opening accounts.  That should have been a clue... they all said I had to have an ACR - then they said I had to open a joint account with a local (used my girlfriend).  I was not happy with their service and attitudes.  I talked to some expats and they all said BDO sucks - go with BPI.

 

So I went to BPI and all they asked for was my passport, and p5,000 for an opening balance.  I opened a dollar account and a peso account so I can XOOM or WU myself money in dollars to avoid the horrid exchange rates from XOOM or WU.  Then x-fer between accounts when the rate looks good.  Only thing I don't like is the dollar account can't have an ATM.  But I really only plan to hold a little money there and x-fer it to the peso account as needed.  My real account is USAA and my money will stay in the US!


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#5 ONLINE   hampshire1

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Posted 03 September 2013 - 08:22 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

 

How do you get money into a PI bank account, is there not charges when you transfer money from your home country


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#6 OFFLINE   kokomolade

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Posted 03 September 2013 - 09:20 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

+1 Attached File  Metrobank.JPG   87.26KB   7 downloads

 

Do you need a ACR card to open your account?

 

If you deposit a substancial amount (200kp min), you only need a passport. When i opened this Metrobank acc they just asked for a Bgy clearance to verify my adress but an electric bill would have been sufficient.

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

My gf (nr77 :WinkGrin1: ) have used Landbank last 6 years. No fees wherever she go in Phils but in some pesky small cities thers a max 4000p withdrawal each try.

 

Hampshire1, on 03 Sept 2013 - 10:22 PM, said:

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Ordinary bank to bank online transaction. Cost me 900p each. I transfer my pension every month i'm in Phils.


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#7 OFFLINE   Bushdoctor

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Posted 03 September 2013 - 09:41 PM

THE ULTIMATE WORLD WIDE MONGERING CARD

All of these possibilities are OK, but don't forget that even if your bank of choice doesn't charge an ATM fee, the ATM you actually use will, if it's not a specified one or a branch. Also they almost all charge a bank fee, or foreign transaction fee.

I'm speaking from the perspective being a citizen of the USA, but if you get a Charles Schwab investor checking account they will never charge an ATM fee, they never charge a bank or transaction fee, they always reimburse for any ATM fees (there is no limit), at any bank or Credit Union, anywhere in the world. There is no account fee, there is no minimum fee. You can add your current Us bank as an external account and easily transfer money online. It is the ultimate world wide mongering card. As a bonus you get better exchange rates than you do at the currency exchange businesses. They pay what you see posted at www.visa.com, since they carry the Visa logo.

To check current exchange rates go to www.visa.com, select your country, then go to the search bar and enter "currency", a currency converter option will pop up, click on the pop up and then enter zero for bank fee, and put in your country of choice.
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#8 ONLINE   Chris in Makati

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Posted 04 September 2013 - 01:26 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Depending on which banks you use there may or may not be charges involved. If there is, they're usually a fixed amount ranging from around US$10 to $25. To make it cost effective you need to send a large enough amount that the charges are small in relation to the amount sent.


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#9 OFFLINE   kantutero

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Posted 04 September 2013 - 04:38 PM

Metrobank in US charges $7 per remittance to Piso account in PI and gives good forex rate, about .25 off the listed rate online.  I think BPI and PNB are similar (have offices in US for remittances). 


Edited by kantutero, 04 September 2013 - 04:38 PM.

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#10 ONLINE   Tukaram

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Posted 05 September 2013 - 01:09 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

It depends on if it is a dollar account or a peso account.  You can use XOOM or Western union for either account type but the charges are different.  Currently XOOM is $4.99 to x-fer dollars into a peso account - but the exchange rate sucks!  Western Union offers a no fee x-fer if done online direct to a bank.  They make money on the exchange fee but give a better rate than XOOM.  Western Union dollars to a dollar account is $7.99 because they make no exchange fee.

 

You can call your bank and do a wire transfer but I have never tried it because the time difference makes it weird to call the US and I just have been to lazy to look into it.  I don't know what the fees would be for my bank.

 

I just set up a dollar & peso account at BPI and will write a check from my American bank and deposit it in my dollar account here.  I can watch the exchange rates and withdraw my dollars and convert to pesos when I get a better rate.  Takes some planning (check takes 21 days to clear) but as I am retired here I got nothing but time!


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