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@  Educatedclown : (25 April 2014 - 02:38 AM) Somebody was asking how to get rid of the travel insurance on Cebu Pacific, they select it for you automatic now, beside it click "no thanks"
@  PhillySteak : (25 April 2014 - 12:30 AM) Only joking I don't want to wave to you in a jeepney. Cheers
@  PhillySteak : (25 April 2014 - 12:29 AM) Charlie you don't have to run anywhere in fact you can sit right in the bar at 11pm or midnight. Just do it do it now, do it half the year don't just do it a few days then run for the hills and hide. Wear a target if you want
@  PhillySteak : (25 April 2014 - 12:26 AM) Sure people can take pictures of them and post them. I would be curious to look at them. How many BM's will do that if they have local phones that don't take photos and bring there cameras all night is another story.
@  charliedk : (25 April 2014 - 12:21 AM) 2 older white women taking pictures in AC..run for the hills!!!
@  Mentalist : (25 April 2014 - 12:07 AM) @PhillySteak what we cant take a picture of white women and post them on here to collect a dossier of potential perps to look out for.
@  PhillySteak : (24 April 2014 - 11:45 PM) I do not approach or interfere with even potential involvement in this. I am only a innocent spectator with a girlfriend not involved in prostitution or anything else illegal. The city is doing a great job of cleaning up Angeles in my brown nosed opinion
@  lucas78 : (24 April 2014 - 11:18 PM) @Philly You should approach them and lead them to the resto bar over by DAU bus terminal and let them walk their little asses down into the videokes in Mabalacat if they want to see some real human trafficking
@  PhillySteak : (24 April 2014 - 11:07 PM) I saw those same two women later taking pictures of Roadhouse then they went around the corner and took pic of Bar Hoppin. We got our BBQ and got the hell out of there
@  PhillySteak : (24 April 2014 - 11:04 PM) I wanted to make sure she saw them, she is the grandmother of Big B's harem. They were older I would say late thirties to forties
@  PhillySteak : (24 April 2014 - 11:03 PM) before the viking raid last night the GF and I saw two white women with cameras on WS. they were following to Japs or koreans with long lense cameras trying to make it look like they were together. The mamasan from Labamba not the manager was by the door and I pointed the ladies out to her. One in black shorts the other green shorts. She confirmed she saw them
@  lucas78 : (24 April 2014 - 08:57 PM) @louis Yup you can go inside and count your money. Not sure they'll allow you to "cum" inside :P
@  spreadmo : (24 April 2014 - 08:48 PM) There is no such thing as a bar fine in Angeles City. Sorry to dissapoint.
@  Instlouis003 : (24 April 2014 - 08:43 PM) What are the current Santos Street Bar Fine rates?
@  Instlouis003 : (24 April 2014 - 08:42 PM) opps come inside
@  Instlouis003 : (24 April 2014 - 08:42 PM) @lucas78 Norma's will let you cum Inside? I have exchanged money there many time and always thought your only option was to stand at the outside window?
@  newbee : (24 April 2014 - 05:52 PM) I was there left just before boring line up so went to lollipop
@  AngelesDetec... : (24 April 2014 - 04:56 PM) Good
@  Flinty : (24 April 2014 - 04:52 PM) So far no reports of customers being taken
@  downhiller99 : (24 April 2014 - 04:45 PM) any customers taken?


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Philippines Atm Bank Charges


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34 replies to this topic

#1 OFFLINE   TheCatFish

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Posted 28 August 2013 - 06:32 AM

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

 

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  


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#2 ONLINE   scuba539

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Posted 29 August 2013 - 03:08 AM

So you use xoom.com to transfer to a local PI bank account in your name mate?


No I just transfer it to myself and go to BDO in SM mall with 2 pieces of picture ID (Passport, drivers license, I-Card, etc...) and pick up the cash. I can then watch the exchange rate and exchange as little or as much as I want when it is favorable.
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#3 OFFLINE   lolo

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Posted 29 August 2013 - 07:06 AM

I plan to use CitiBank as well.  I have done some research and it seems to be one of 2 possible banks that could work for me.  

 

You need to have a GOLD account before Citi will wave the fees.  If you are from the States make sure everything is in writing and never go below the gold card limit.


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#4 OFFLINE   Tukaram

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Posted 29 August 2013 - 08:07 AM

Do you need a ACR card to open your account?

Every bank seems different.  At first i opened an account at BDO - from online recommendations.  Every branch I asked had different rules for opening accounts.  That should have been a clue... they all said I had to have an ACR - then they said I had to open a joint account with a local (used my girlfriend).  I was not happy with their service and attitudes.  I talked to some expats and they all said BDO sucks - go with BPI.

 

So I went to BPI and all they asked for was my passport, and p5,000 for an opening balance.  I opened a dollar account and a peso account so I can XOOM or WU myself money in dollars to avoid the horrid exchange rates from XOOM or WU.  Then x-fer between accounts when the rate looks good.  Only thing I don't like is the dollar account can't have an ATM.  But I really only plan to hold a little money there and x-fer it to the peso account as needed.  My real account is USAA and my money will stay in the US!


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#5 ONLINE   hampshire1

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Posted 03 September 2013 - 08:22 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

 

How do you get money into a PI bank account, is there not charges when you transfer money from your home country


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#6 OFFLINE   kokomolade

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Posted 03 September 2013 - 09:20 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

+1 Attached File  Metrobank.JPG   87.26KB   7 downloads

 

Do you need a ACR card to open your account?

 

If you deposit a substancial amount (200kp min), you only need a passport. When i opened this Metrobank acc they just asked for a Bgy clearance to verify my adress but an electric bill would have been sufficient.

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.

My gf (nr77 :WinkGrin1: ) have used Landbank last 6 years. No fees wherever she go in Phils but in some pesky small cities thers a max 4000p withdrawal each try.

 

Hampshire1, on 03 Sept 2013 - 10:22 PM, said:

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Ordinary bank to bank online transaction. Cost me 900p each. I transfer my pension every month i'm in Phils.


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#7 OFFLINE   Bushdoctor

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Posted 03 September 2013 - 09:41 PM

THE ULTIMATE WORLD WIDE MONGERING CARD

All of these possibilities are OK, but don't forget that even if your bank of choice doesn't charge an ATM fee, the ATM you actually use will, if it's not a specified one or a branch. Also they almost all charge a bank fee, or foreign transaction fee.

I'm speaking from the perspective being a citizen of the USA, but if you get a Charles Schwab investor checking account they will never charge an ATM fee, they never charge a bank or transaction fee, they always reimburse for any ATM fees (there is no limit), at any bank or Credit Union, anywhere in the world. There is no account fee, there is no minimum fee. You can add your current Us bank as an external account and easily transfer money online. It is the ultimate world wide mongering card. As a bonus you get better exchange rates than you do at the currency exchange businesses. They pay what you see posted at www.visa.com, since they carry the Visa logo.

To check current exchange rates go to www.visa.com, select your country, then go to the search bar and enter "currency", a currency converter option will pop up, click on the pop up and then enter zero for bank fee, and put in your country of choice.
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#8 ONLINE   Chris in Makati

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Posted 04 September 2013 - 01:26 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

Depending on which banks you use there may or may not be charges involved. If there is, they're usually a fixed amount ranging from around US$10 to $25. To make it cost effective you need to send a large enough amount that the charges are small in relation to the amount sent.


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#9 OFFLINE   kantutero

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Posted 04 September 2013 - 04:38 PM

Metrobank in US charges $7 per remittance to Piso account in PI and gives good forex rate, about .25 off the listed rate online.  I think BPI and PNB are similar (have offices in US for remittances). 


Edited by kantutero, 04 September 2013 - 04:38 PM.

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#10 OFFLINE   Tukaram

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Posted 05 September 2013 - 01:09 AM

How do you get money into a PI bank account, is there not charges when you transfer money from your home country

 

It depends on if it is a dollar account or a peso account.  You can use XOOM or Western union for either account type but the charges are different.  Currently XOOM is $4.99 to x-fer dollars into a peso account - but the exchange rate sucks!  Western Union offers a no fee x-fer if done online direct to a bank.  They make money on the exchange fee but give a better rate than XOOM.  Western Union dollars to a dollar account is $7.99 because they make no exchange fee.

 

You can call your bank and do a wire transfer but I have never tried it because the time difference makes it weird to call the US and I just have been to lazy to look into it.  I don't know what the fees would be for my bank.

 

I just set up a dollar & peso account at BPI and will write a check from my American bank and deposit it in my dollar account here.  I can watch the exchange rates and withdraw my dollars and convert to pesos when I get a better rate.  Takes some planning (check takes 21 days to clear) but as I am retired here I got nothing but time!


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