Jump to content

  • Log in with Facebook Log in with Twitter Log in with Windows Live Log In with Google      Sign In   
  • Create Account
Book Philippines Hotel Now!

Angeles City Hotel Bookings | Boracay Hotel Bookings | Cebu Hotel Bookings | Davao Hotel Bookings | Filipina Bar Girls | Manila Hotel Bookings | Palawan Hotel Bookings 
Philippines Hotel Bookings
 | Genuine ED Medication | Puerto Galera Hotel Bookings  | Subic Bay Hotel Bookings |  Viagra Cialis Kamagra
| Cheap Airline Tickets | Live LBFM Chat

Toggle shoutbox Philippines Addicts Shoutbox Open the Shoutbox in a popup

No advertisements in the Shoutbox at any time please. Kindly start a thread in the appropriate sub forum if you wish to advertise a Philippines based business only! Read our rules here!

VOTE NOW FOR THE LATEST PHILIPPINES ADDICTS CONTEST | ORDER YOUR PHILIPPINES ADDICTS DISCOUNTS CARD NOW!

@  kantutero : (01 June 2016 - 03:51 AM)

Usually would do the Pork Cordon Bleu at Swiss Chalet in this area but I'm feeling adventurous

@  kantutero : (01 June 2016 - 03:50 AM)

Can they do steak fajitas or carne asada? I know its SI HARD to get good ingredients here, where if foods are not fatty or swet the locals aren't interested. TRY to get a breast part at KFC, damn near impossible as not enough gristle so they locals dont like it; at home you pay a PREMIUM for the breast, here it is almost discarded as the least desirable part

@  kantutero : (01 June 2016 - 03:46 AM)

thinking of trying TR for lunch. Only went once when it first opened (2008 maybe?). Usually a snob about Mexican food-living in California does that but I'm sure it wont almost kill me like Arby's!

@  kantutero : (01 June 2016 - 03:40 AM)

it was not slow season at friggin Mactan airport; looked like Soekarno Hatta (Jajkarta airportP during the hajj (although no burkas, just Koreans and Pinoys)

@  kantutero : (01 June 2016 - 03:39 AM)

The gogos were deadesville indeed during my brief surveilance (it seems everybody was at HISO)

@  tequilareef : (01 June 2016 - 03:33 AM)

It is rare. But it's that time of year again with the slow season

@  tequilareef : (01 June 2016 - 03:32 AM)

We do that at times. It's cost effective

@  Red Guy : (01 June 2016 - 03:29 AM)

I agree Clarky 400 is like some low grade Yakimix buffet and even they are in many places over 500 for low grade tough beef

@  kantutero : (01 June 2016 - 03:14 AM)

By the by, your staff closed TR early, was totally dark when I walked by about 120am

@  kantutero : (01 June 2016 - 03:13 AM)

Was 1 yellow taxi but he refused to let me in because the van cunts pressured him; said they have first priority and I had to go with them. Wanted to let loose some chopice Tagalog expletives but thought better of it and just started walking. At 1am could do it, at 1pm would have keeled over in minutes with heat stroke

@  tequilareef : (01 June 2016 - 03:03 AM)

@K you gotta be kidding buddy? I hate those pricks at the airport just as much as the next guy but I will pay them to get me a taxi and demand to roll solo. It's been so long for me I forgot about those scabs

@  hayhay42 : (01 June 2016 - 02:52 AM)

well said kantutero

@  kantutero : (01 June 2016 - 02:47 AM)

High Society was hopping. The tobacco stench is almost Indonesia like, but loads of hotties willing to go for 1k or 1500 makes it all worthwhile (:

@  kantutero : (01 June 2016 - 02:46 AM)

One of first suitcases off the plane, that was quite efficient, but then taxi mafia want 500 to squeeze u in a van for 8 and wont leave till its full like a jeepney at checkpoint. I wont pay those putang inas so i just started walking and ignored them, took about 10 minutes, just past the first stoplight where you turn left and found an empty jeep parked by road with driver; gave him 260 and was at main gate in under 10 minutes. Maybe I was lucky, but even at 1 am I think you can find some vehicle that will pick you up s. Yeah it only saved $5 but it is the principle (like tryimg not to make products made in China)

@  kantutero : (01 June 2016 - 02:42 AM)

Dropped by Viking at 9 as I THOUGHT had an hour to koll before heading to Mactan but they were all chowing down not dancing. Lucky for me as Cebu Pac moved the flight up 20 minutes at last minute and the traffic through Mandaue was a total clusterfuck. THEN I got to the terminal which was worse with 2 Jilin Air flights full of ROK cunts plus all the Pinoys returning to Clark and Manila; amazed I made the flight

@  Lost Tourist : (01 June 2016 - 02:33 AM)

.

@  colon burns : (01 June 2016 - 12:11 AM)

cruise ship jobs are great, the problem is that there aren't a lot of cruise ships and the availability of the job is greatly exaggerated

@  colon burns : (01 June 2016 - 12:05 AM)

heck yeah it was classy, they had toilet paper and even real Japanese people doing Japanese stuff, and all the sushi lived on a big pirate ship next to the sundae bar, it was like Shoney's in Asia

@  Lost Tourist : (31 May 2016 - 11:46 PM)

Lol I'm speaking to a pinay right now and she's doing HRM too

@  Lost Tourist : (31 May 2016 - 11:32 PM)

HRM seems to be popular and it's like what a lot of pinays on Cruise ships did



Photo

Philippines Atm Bank Charges


  • Please log in to reply
34 replies to this topic

#1 OFFLINE   atcruz

atcruz

    Excessive Addict

  • Advanced Member
  • PipPipPipPipPip
  • 100 posts

Posted 27 August 2013 - 10:22 AM

I could not remember if they charge for ATM use last time I went.

In Thailand they charged 150 baht every time. 

Does anyone know if all the banks charge a fee or are there any that don't in Phi?

In the UK 90% of the ATMs are free.


Edited by atcruz, 27 August 2013 - 10:22 AM.



This ad is here because Agoda has changed their policies on hotel bookings regarding affiliates. Agoda is now completely deleting the 365 day cookie along with removing any subsequent
bookings brought though your bookings. Philippines Addicts used to get credit for this along with anybody booking through Agoda 365 days after they initially clicked on our link. With this said, we ask you click on any of these Agoda links when making a booking through Agoda so we can get credit for your booking. It costs you nothing and helps us out a lot. We appreciate your understanding to this truly unfortunately fact. Please click on these Agoda links to help Philippines Addicts get credit where it is due, thanks! Book your Philippines Hotel Here and Now! . We have also added Bookings.com as an affiliate and another choice for you guys to get the best possible deal on booking hotel rooms. Again, this costs you nothing. We ask that you please use the Booking.com links found throughout this site so we can get credit for your hotel booking. It's best to try both websites to get the best possible deal. Please use the links provided on this site, thanks!

If you already booked your rooms and/or you don't use Agoda or Bookings.com we'd appreciate it if you could
for board administration, expenses and improvements if you find this site useful to your needs.

#2 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 27 August 2013 - 10:33 AM

If you are using a foreign card it usually costs 250 peso per transaction.

#3 OFFLINE   zmxncbv

zmxncbv

    Pathetic Loser

  • Banned
  • PipPipPipPipPipPipPipPipPipPipPipPip
  • 6,687 posts

Posted 27 August 2013 - 10:53 AM

My HSBC premier card no charge at any ATM I think the Capital1 ATM card is similar up to a certain dollar amount.

#4 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 27 August 2013 - 10:56 AM

I said usually because that was my experience but yeah I've also heard of cards without charges

#5 OFFLINE   bobbybeegood030959

bobbybeegood030959

    Total Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPipPip
  • 1,345 posts

Donator

Posted 27 August 2013 - 12:03 PM

My HSBC premier card no charge at any ATM I think the Capital1 ATM card is similar up to a certain dollar amount.

Capitol1 charges 10$ usd per transaction no matter what amount.  I find I get a better rate with my Capitol 1 card plus the 10$ service charge than even sending my self money via Western Union or Xoom.



#6 OFFLINE   zmxncbv

zmxncbv

    Pathetic Loser

  • Banned
  • PipPipPipPipPipPipPipPipPipPipPipPip
  • 6,687 posts

Posted 27 August 2013 - 12:16 PM

Last information I read from Capital1 was they have not charges but if an out of network bank has a fee it will rebate up to $25usd per month in charged fees back to your account.

#7 OFFLINE   Kimao

Kimao

    Hardcore Addict

  • Advanced Member
  • PipPipPipPipPipPipPip
  • 334 posts

Posted 27 August 2013 - 12:30 PM

I could not remember if they charge for ATM use last time I went.
In Thailand they charged 150 baht every time.
Does anyone know if all the banks charge a fee or are there any that don't in Phi?
In the UK 90% of the ATMs are free.


HSBC online free checking also gives an ATM with no service charges.
Even in Thailand you can use it at Aeon bank to avoid the 150 baht charge.

#8 OFFLINE   Kadachiman

Kadachiman

    Total Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPipPip
  • 1,565 posts

Posted 27 August 2013 - 12:38 PM

I use an Australian card.

Every ATM deduction (normally max of 10,000 pesos at a time) cost 200 pesos for the Phils ATM plus my home bank charges $4.00 per transaction.

I have looked at other options....e.g. transfer money to an "international debit card" all more expensive....so I just suck it up as a cost of living here.



#9 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 27 August 2013 - 12:42 PM

I use an Australian card.

Every ATM deduction (normally max of 10,000 pesos at a time) cost 200 pesos for the Phils ATM plus my home bank charges $4.00 per transaction.

I have looked at other options....e.g. transfer money to an "international debit card" all more expensive....so I just suck it up as a cost of living here.

 

Do you actually 'live' here? If so why not open a local bank account and transfer the money internationally to avoid charges? I appreciate you'll pay shitty bank exchange rates but these won't be as bad as the obligatory charges levied by the banks


  • kokomolade likes this

#10 OFFLINE   Kadachiman

Kadachiman

    Total Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPipPip
  • 1,565 posts

Posted 27 August 2013 - 12:51 PM

Yes I live here, but only 2 months so far...so really letting the dust settle before I start changing things like finances.



#11 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 27 August 2013 - 12:54 PM

You don't need to change anything. Just open yourself a PI bank account as a start. I use metrobank

#12 OFFLINE   youngwillie

youngwillie

    Excessive Addict

  • Advanced Member
  • PipPipPipPipPip
  • 166 posts

Posted 27 August 2013 - 12:55 PM

I think they all charge. Some of the banks (BDO could be one) will charge you and limit the amount you can withdraw in a single transaction, so if you want to take 10,000 PHP it will cost a minimum of 750 PHP to do it. The HSBC machines don't charge and I don't think the Citibank ones do either. The HSBC will give 20,000 as a single transaction. If you are in the UK, (you mention the cost of ATMs here) try to get yourself one of those prepaid currency cards before you go and "load" it before you go. I have one from Fairfx and another from Caxton. I set up both through the Money Saving Expert website and the set-up fee was waived when I did it through there. I get charged about £4 to withdraw about £200 on the Fairfx. The Caxton one is a bit more. It works out a lot better than using the RBS account who charge about £11 for withdrawing the same amount, i.e. £200. Hope this helps.



#13 OFFLINE   zmxncbv

zmxncbv

    Pathetic Loser

  • Banned
  • PipPipPipPipPipPipPipPipPipPipPipPip
  • 6,687 posts

Posted 27 August 2013 - 12:56 PM

Do you need a ACR card to open your account?


Edited by MrHammer3000, 27 August 2013 - 02:12 PM.


#14 OFFLINE   youngwillie

youngwillie

    Excessive Addict

  • Advanced Member
  • PipPipPipPipPip
  • 166 posts

Posted 27 August 2013 - 12:57 PM

Didn't mean to write that in bold. Sorry.



#15 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 27 August 2013 - 12:58 PM

I think they all charge. Some of the banks (BDO could be one) will charge you and limit the amount you can withdraw in a single transaction, so if you want to take 10,000 PHP it will cost a minimum of 750 PHP to do it. The HSBC machines don't charge and I don't think the Citibank ones do either. The HSBC will give 20,000 as a single transaction. If you are in the UK, (you mention the cost of ATMs here) try to get yourself one of those prepaid currency cards before you go and "load" it before you go. I have one from Fairfx and another from Caxton. I set up both through the Money Saving Expert website and the set-up fee was waived when I did it through there. I get charged about £4 to withdraw about £200 on the Fairfx. The Caxton one is a bit more. It works out a lot better than using the RBS account who charge about £11 for withdrawing the same amount, i.e. £200. Hope this helps.


You can get 10k per transaction at bdo with a fee of 250 but they'll only let you get 30k a day so yes 750 in charges

#16 OFFLINE   Shanghai88

Shanghai88

    Excessive Addict

  • Advanced Member
  • PipPipPipPipPip
  • 121 posts

Posted 27 August 2013 - 12:59 PM

I use Ozforex for money transfer....best rates with very very small commission...and i live here



#17 OFFLINE   Tukaram

Tukaram

    Overdosed Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPipPipPip
  • 2,043 posts

Posted 27 August 2013 - 02:38 PM

I can't remember... BDO charges me p200 or p250 but USAA refunds it so I don't care.



#18 OFFLINE   teedeeboy

teedeeboy

    Extreme Addict

  • Advanced Member
  • PipPipPipPipPipPip
  • 211 posts

Donator

Posted 27 August 2013 - 09:56 PM

I could not remember if they charge for ATM use last time I went.

In Thailand they charged 150 baht every time. 

Does anyone know if all the banks charge a fee or are there any that don't in Phi?

In the UK 90% of the ATMs are free.

From the UK you can get a Norwich & Peterborough debit card which has a good exchange rate and no ATM fees, compared to around 2.75% plus £1 for a High Street bank's debit card.



#19 OFFLINE   TheCatFish

TheCatFish

    Troubled Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 919 posts

Posted 27 August 2013 - 10:11 PM

Capitol1 charges 10$ usd per transaction no matter what amount.  I find I get a better rate with my Capitol 1 card plus the 10$ service charge than even sending my self money via Western Union or Xoom.

So you have opened a WU account.  You login and setup a payment to the local WU office, charge it to your bank account and pick it up a few hours later?  You wait for a confirmation code before going to the WU office?  Is the WU charge like 5 - 8 bucks US?

 

My ex sends money to her folks, she said it costs less to send it to them in the Philippines than to send to her kids in the states.



#20 OFFLINE   JerryK52

JerryK52

    Hardcore Addict

  • Advanced Member
  • PipPipPipPipPipPipPip
  • 487 posts

Posted 27 August 2013 - 10:46 PM

Yes I live here, but only 2 months so far...so really letting the dust settle before I start changing things like finances.

As others have commented, not required to change up your finances all that much.  Various ways of working this out and best for you to think out what your requirements are so you can implement a process which works best for you.  Think about safety and convenience as your building blocks.

 

Safety:

-  Keep your money and direct deposits (pensions/income) in your home country bank and set up a process where you can get money as you need it.

-  Don't keep large amount of cash in your pocket or at your home in the PI.

-  Keep an emergency fund amount in your PI bank account so it is available when needed (aka bugout fund).

 

Convenience:

-  Check with your bank in your home country to see which banks in the Philippines are set up within their financial system to electronically transfer funds and any associated fees.

-  Select a PI bank that is on your home bank's list, that has a banking office location near your PI home.  Suggest one of the nationwide banks so you will have access all across the PI.

-  Set up a Savings/ATM account in PI and then set up a bank to bank transfer account.  Check the fine print on the account type and ensure you understand minimum balance and fee charges.  Easy to set one up such that if you maintain a minimum balance there are no account fees or ATM use fees as long as you stayed within the banking network.  You can also set up linked accounts where you can transfer funding from your home bank to your primary PI account (yours) and have secondary Savings/ATM account card (spouse/girlfriend) that you can then transfer money to from your primary account.

-  All set up for online banking.  No paper work, no standing in line and no waiting for the money to show up.

 

Lots of ways to minimize fees and get best exchange rates, but you might find that keeping your money safe while having convenient access worth a few dollars a month.   



#21 OFFLINE   RonnieGB

RonnieGB

    Excessive Addict

  • Advanced Member
  • PipPipPipPipPip
  • 166 posts

Posted 27 August 2013 - 11:12 PM

hsbc premier no charges :)



#22 ONLINE   Chris in Makati

Chris in Makati

    Filthy Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPipPipPipPip
  • 4,772 posts

Donator

Posted 28 August 2013 - 01:49 AM

The HSBC machines don't charge and I don't think the Citibank ones do either. The HSBC will give 20,000 as a single transaction.

 

In fact the HSBC machines will give you up to 40,000 Pesos in a single transaction.



#23 OFFLINE   scuba539

scuba539

    Aspiring Addict

  • Members
  • PipPipPip
  • 41 posts

Posted 28 August 2013 - 03:13 AM

I also live here and use Xoom.com and send myself money directly from my US bank account in USD. Once this is set up, you just go to the Xoom web site, log in and transfer the money to yourself. It only takes a couple of minutes and it is ready for pickup.  Cost is based on the amount you send. For $2000 USD it cost $15 US. BDO in SM Mall is the only place I have found that cares this much USD and the bills are all new and crisp so exchanging them is simple. Reason I send USD is I can then exchange money on the street when the exchange is favorable. If you send it in Pesos the exchange is a lot less and in the end it cost more then the Xoom fee.

 

 

Do you need a ACR card to open your account?

Yes you do need this card to set up an account here in the Philippines.



#24 OFFLINE   lolo

lolo

    Troubled Addict

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 521 posts

Posted 28 August 2013 - 05:18 AM

Citibank waves all of my international fees and ATM fees if I use citi branch. You need a special account and it works great. I even have a letter stating my fees are waved. Been with Citibank for over 12yrs and it works great.  When in Thailand use AON bank because of know ATM fees.



#25 OFFLINE   ParadiseTours

ParadiseTours

    iSnobero

  • Advanced Member
  • PipPipPipPipPipPipPipPip
  • 913 posts

Posted 28 August 2013 - 06:17 AM

I also live here and use Xoom.com and send myself money directly from my US bank account in USD. Once this is set up, you just go to the Xoom web site, log in and transfer the money to yourself. It only takes a couple of minutes and it is ready for pickup.  Cost is based on the amount you send. For $2000 USD it cost $15 US. BDO in SM Mall is the only place I have found that cares this much USD and the bills are all new and crisp so exchanging them is simple. Reason I send USD is I can then exchange money on the street when the exchange is favorable. If you send it in Pesos the exchange is a lot less and in the end it cost more then the Xoom fee.

 

 

Yes you do need this card to set up an account here in the Philippines.

 

So you use xoom.com to transfer to a local PI bank account in your name mate?






0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users